Find Me A Home and Get Pre-Qualified
A very important step in the home-buying process is to get pre-qualified for a mortgage: This will give us an idea of the price range that you can afford so that we can go out and find the best deal on a home that is right for you.
Getting pre-qualified will require that you provide a lender with some basic information on your income, assets, and debt. We can arrange to have this done for you at no cost.
Another benefit in getting pre-qualified is that it is an expression of your seriousness in purchasing a home, which may be a deciding factor in a situation of competing offers from other not-yet qualified buyers on your dream home.
Calculate the upper limit of your budget to see what you can afford. The average person can typically buy a house up to 3 times their annual income before tax. When searching for homes yourself, keep this upper limit in mind so you can take a look at the entire list of houses that are within your budget. It will also allow you to decide if you want to splurge on one you can feasibly afford, instead of going with a cheaper option.
If you’re looking to buy a home with someone else, remember that you can look at houses 3 times your combined annual incomes and find a beautiful homelike the Pre-construction Condos in Burlington – Martha James Condos info for more.
Decide on a location that fits your lifestyle. Wherever you’re thinking of moving to, take into account the demands and quality of life of these areas, and if they meet your standards for living. Several immediate factors to consider are the cost of living in the area, your proximity to family or other relatives, how close you are to your work, and how the commute or transportation services are there.
You also want to consider the innate aspects of living in certain places, such as congestion and high traffic in urban locations, or large distances between places in more rural ones, requiring a car. If you rely on public transit, a city may also be your only option.
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